Debt Counselors from Debt Help USA

Debt Help USA aims to provide Americans with up-to-date consumer Credit Counseling Service information that is provided by debt counselors. Additionally, we extend customized, personal Debt Settlement Services to help ease financial pressures. We don’t loan you money; instead, we help you lower debt wisely with the money you have.

Debt Help USA offers various credit counseling services including free counseling, free customized budgets, and free action plans. Our debt counselors can provide you with your Personal Credit Report and help you understand it. Best of all, our debt counselors provide convenient, immediate and confidential services over the phone or in-person at one of our branch offices.

Debt Help USA Negotiates repayment plans with your creditors on your behalf. We work with many types of debt --- including credit cards, medical bills, etc. We are able to lower interest rates, waive late and over-the-limit fees, stop collection calls, and re-age delinquent Credit Card Debts. We work to consolidate all your creditor payments into one convenient deposit to us. We pay your creditors immediately upon receiving your deposit.

If your financial situation turns into a crisis, like home foreclosure or insufficient funds to pay bills, we will do our best to remedy your bad slump. Loan modification negotiates forbearance agreements to prevent home foreclosure. Also, Debt Help USA can negotiate extensions to prevent repossession and utility shutoff.